1. Introduction
Welcome to SkillSetDuo! We specialize in providing high-quality digital products to help you learn, grow, and succeed. Your use of our website and purchase of our products indicates you agree to these Terms and Conditions. Please read them carefully.

2. Digital Products & Licensing
• All products are delivered in digital format and are accessible for immediate download after purchase.
• Your purchase grants you a limited, non-transferable license to use the digital products for personal or internal business use only.
• You agree not to reproduce, resell, distribute, or otherwise exploit our digital products without explicit written permission from SkillSetDuo.

3. Payment & No Refund Policy
• All prices listed on our site are in the stated currency and are subject to change without notice.
• Once payment is complete, your digital product becomes instantly available for download—therefore, no refunds or exchanges are offered.
• By purchasing, you acknowledge understanding of and agreement to our no-refund policy.

4. Intellectual Property
• All content, including text, graphics, logos, and software, is the exclusive property of SkillSetDuo or our licensors.
• Unauthorized use of any SkillSetDuo materials or intellectual property may result in legal action.

5. Disclaimer of Warranties
• SkillSetDuo provides digital products “as is” without any express or implied warranties, including any implied warranties of merchantability or fitness for a particular purpose.
• We make no warranties that our digital products will meet your specific requirements or expectations.

6. Limitation of Liability
• Under no circumstances will SkillSetDuo or its affiliates be liable for any direct, indirect, punitive, incidental, or consequential damages arising from the use of, or inability to use, our digital products.
• Your sole and exclusive remedy for dissatisfaction with any product or service is to discontinue its use.

7. Modifications to These Terms
• We reserve the right to update or modify these Terms and Conditions at any time without prior notice.
• Changes will become effective on the date they are posted. Your continued use of our website after any modification indicates acceptance of the updated terms.

8. Governing Law & Contact Information
• These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which SkillSetDuo operates.
• If you have any questions, concerns, or feedback regarding these Terms, please contact our support team at support@skillsetduo.com.

By accessing or purchasing from SkillSetDuo, you confirm that you have read, understood, and agreed to these Terms and Conditions. We appreciate your business and look forward to supporting your learning journey!